Personal Coverage

Protect What
Matters Most.

From your car and your home to your health, your income, and your pets — Conduit covers every corner of your personal life with the right policy from the right carrier.

What We Cover

Every Line of Personal
Coverage You Need

We don't just sell one type of insurance. We cover your entire household — so you never have to start over with a new advisor as your life evolves.

Auto Insurance

Personal vehicle coverage tailored to your driving habits, vehicle type, and budget. We shop 50+ carriers to find you the best rate without sacrificing protection.

Liability & CollisionComprehensiveUninsured MotoristRoadside Assistance

Home Insurance

Your home is your most valuable asset. We protect it with policies that cover structure, contents, liability, and more — customized to your property and location.

Dwelling CoveragePersonal PropertyLiability ProtectionLoss of Use

Life Insurance

Term, whole, universal, and variable life policies designed to protect the people who depend on you — and build lasting financial security for generations to come.

Term LifeWhole LifeUniversal LifeVariable LifeFinal Expense

Variable Annuities

Grow your retirement savings with tax-deferred variable annuities — investment-linked contracts that provide income for life and flexible payout options.

Tax-Deferred GrowthLifetime IncomeInvestment OptionsDeath Benefit

Umbrella Coverage

An extra layer of liability protection that kicks in when your auto or home policy reaches its limits. Affordable peace of mind for life's unexpected moments.

Excess LiabilityPersonal InjuryLegal DefenseWorldwide Coverage

Disability Income

If illness or injury keeps you from working, disability income insurance replaces a portion of your paycheck so your family stays on solid financial ground.

Short-Term DisabilityLong-Term DisabilityOwn-OccupationIncome Replacement

Long-Term Care

Protect your assets and independence as you age. Long-term care coverage pays for nursing home, assisted living, or in-home care so your savings stay intact.

Nursing Home CareAssisted LivingIn-Home CareAsset Protection

Health Insurance

Individual, family, and small business health plans through Maryland Health Connection — Maryland's official ACA marketplace. We help you find the right plan at the right price.

Individual & Family PlansSmall Business HealthACA MarketplaceMaryland Health Connection

Pet Insurance

Your pets are family. Keep them covered with flexible pet health plans that handle vet bills, emergencies, and preventive care without breaking the bank.

Accident & IllnessEmergency CarePreventive WellnessPrescription Coverage

Retirement & Investment Plans

From IRAs and 401(k)s to mutual funds and pension plans, we help you build a retirement strategy that grows your wealth and protects your future.

IRA & Roth IRA401(k) PlansMutual FundsPension Plans
How It Works

Getting Covered Is
Simple with Conduit

01

Tell Us About Yourself

Fill out a quick quote request — no pressure, no obligation. Just the basics so we know where to start.

02

We Shop the Market

We compare rates and coverage options across 50+ top-rated carriers to find the best fit for your needs and budget.

03

Review Your Options

We walk you through your options in plain language — no jargon, no pressure. You choose what works for you.

04

Get Covered

We handle the paperwork and get your coverage in place fast. Then we stay with you for the life of your policy.

Ready to Start?

One Household.
One Heartbeat.
One Call.

Let's find the right personal coverage for your family. No pressure, no obligation — just honest advice and the best rates from 50+ top-rated carriers.

50+
Carrier Partners
5
States Served
20+
Lines of Coverage
100%
100% Independent
Registered Financial Professional · Licensed Insurance Broker · DC · MD · VA · PA · WV